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RAM Insurance Services Blog: home

View the latest blog posts from RAM Insurance Services.

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Wednesday, October 9, 2024

Halloween Safety

Did you know that Halloween is the second highest grossing commercial holiday after Christmas?  Did you also know that children are more likely to be hit by a car and killed on Halloween than on any other day of the year? READ MORE >>

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Tuesday, September 17, 2024

Financial Planning

There is no way of getting around the need for homeowner’s insurance. Depending on the size of the home, homeowner’s insurance can cost as little as $400 a year to as much as $2000 a year depending on the home’s value and coverage purchased. READ MORE >>

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Wednesday, August 21, 2024

Insurance Considerations for Newlyweds: Merging Policies and Coverage

Getting married is an exciting milestone, and it also comes with new responsibilities, including reviewing and possibly merging your insurance policies. Properly managing your insurance as a couple can protect your assets, provide financial security, and even save you money. 1. Update Life Insurance Policies READ MORE >>

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Tuesday, August 6, 2024

Understanding the Insurance and Safety Concerns Surrounding Electric Bikes

Electric bikes (e-bikes) have surged in popularity due to their convenience, eco-friendliness, and ease of use. However, as their presence on roads and trails increases, so do the associated insurance and safety concerns. We recommend you review these issues with your insurance agent to make sure you are covered correctly. READ MORE >>

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Wednesday, July 3, 2024

Happy 4th of July

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Thursday, June 13, 2024

The Unique Insurance Needs of Electric Vehicle Owners

As the world shifts towards a more sustainable future, Electric Vehicles (EVs) are becoming an increasingly popular choice for drivers. However, owning an EV comes with its own set of unique insurance needs that differ from traditional gas-powered vehicles. READ MORE >>

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Tuesday, May 28, 2024

Navigating Summer Risks: Top Insurance Claims and Prevention Tips

The arrival of summer heralds a season filled with boating, barbecues, and road trips under the sun. While these activities are quintessential to making the most of the warmer months, they also come with increased risks and potential for insurance claims. Understanding these risks can help you enjoy a safer summer. READ MORE >>

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Tuesday, April 23, 2024

How To Avoid Insurance Claims When Buying A Home

Buying a house is an exciting venture, but it comes with its own set of challenges, especially when it comes to insurance claims. To safeguard your investment and ensure a smooth homeownership journey, consider the following tips: Roof Condition: Assess the age and condition of the roof. READ MORE >>

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Wednesday, April 17, 2024

Renovations That Can Affect Your Home Insurance

Embarking on a home renovation project not only promises to revamp your living space but also necessitates a fresh look at your home insurance policy. Understanding how certain upgrades and modifications can affect your coverage is essential to ensuring your home remains properly protected. READ MORE >>

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Thursday, March 14, 2024

Spring Break Safety

Tips for a Secure and Enjoyable Vacation Spring break is a time for relaxation, adventure, and fun. It's a period when students and families take a break from the routine of work and school to enjoy some leisure time, often traveling to new places or engaging in outdoor activities. READ MORE >>

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