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Home > Blog > RAM Insurance Services Blog: business
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RAM Insurance Services Blog: business

View the latest blog posts from RAM Insurance Services.

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Wednesday, October 9, 2024

Halloween Safety

Did you know that Halloween is the second highest grossing commercial holiday after Christmas?  Did you also know that children are more likely to be hit by a car and killed on Halloween than on any other day of the year? READ MORE >>

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Monday, September 2, 2024

Agribusiness Risk

  A business risk update Farms, ranches, and wineries are facing several emerging risks that if not managed might have catastrophic results.  There are many unique risks facing farm and ranch owners. Some of these could be covered under your existing commercial policy, while others may require additional coverage. READ MORE >>

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Wednesday, August 21, 2024

Insurance Considerations for Newlyweds: Merging Policies and Coverage

Getting married is an exciting milestone, and it also comes with new responsibilities, including reviewing and possibly merging your insurance policies. Properly managing your insurance as a couple can protect your assets, provide financial security, and even save you money. 1. Update Life Insurance Policies READ MORE >>

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Tuesday, August 6, 2024

Understanding the Insurance and Safety Concerns Surrounding Electric Bikes

Electric bikes (e-bikes) have surged in popularity due to their convenience, eco-friendliness, and ease of use. However, as their presence on roads and trails increases, so do the associated insurance and safety concerns. We recommend you review these issues with your insurance agent to make sure you are covered correctly. READ MORE >>

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Tuesday, July 23, 2024

Ways Independent Insurance Agents Help Clients with Their Risk and Insurance Program

As an independent insurance agent, I've seen firsthand how important it is for individuals and businesses to have a comprehensive risk management strategy in place. In this article, we'll explore the five ways independent agents like myself can help clients like you navigate the complex world of insurance and risk management. READ MORE >>

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Wednesday, July 3, 2024

Happy 4th of July

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Thursday, June 13, 2024

The Unique Insurance Needs of Electric Vehicle Owners

As the world shifts towards a more sustainable future, Electric Vehicles (EVs) are becoming an increasingly popular choice for drivers. However, owning an EV comes with its own set of unique insurance needs that differ from traditional gas-powered vehicles. READ MORE >>

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Tuesday, May 28, 2024

Navigating Summer Risks: Top Insurance Claims and Prevention Tips

The arrival of summer heralds a season filled with boating, barbecues, and road trips under the sun. While these activities are quintessential to making the most of the warmer months, they also come with increased risks and potential for insurance claims. Understanding these risks can help you enjoy a safer summer. READ MORE >>

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Tuesday, April 23, 2024

How To Avoid Insurance Claims When Buying A Home

Buying a house is an exciting venture, but it comes with its own set of challenges, especially when it comes to insurance claims. To safeguard your investment and ensure a smooth homeownership journey, consider the following tips: Roof Condition: Assess the age and condition of the roof. READ MORE >>

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Wednesday, April 17, 2024

Renovations That Can Affect Your Home Insurance

Embarking on a home renovation project not only promises to revamp your living space but also necessitates a fresh look at your home insurance policy. Understanding how certain upgrades and modifications can affect your coverage is essential to ensuring your home remains properly protected. READ MORE >>

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