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RAM Insurance Services Blog

View the latest blog posts from RAM Insurance Services.

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Monday, February 22, 2021

Are You Starting A Home Business?

Do you want to start a home-based business? Having a home business of your own is a good way to make a living. Keep in mind that it there are risks involved. Most home-based businesses do not have the same risks as other businesses, including buildings, employees, production machinery, and a fleet of vehicles. READ MORE >>

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Monday, February 8, 2021

Flood Insurance, Do You Really Need It?

Many homeowners decide to go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. READ MORE >>

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Thursday, February 4, 2021

Ice Dam Prevention Tips

The winter months present a number of potential headaches for the homeowner, including ice dams.  Ice dams are dams of ice that form on roofs and cause water to back up. Ice dams form when the snow that touches the roof melts, and then that water freezes again before running off your roof. READ MORE >>

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Monday, February 1, 2021

Get Your Home Winterized

The rain, snow and cold weather has arrived. It time to shop for new winter clothes, time to consider how to protect your home from the winter conditions that are fast approaching. With temperatures falling and meteorologists predicting a colder than normal winter, the easiest and most cost effic... READ MORE >>

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Tuesday, January 19, 2021

Managing Personal Insurance Through COVID-19

COVID-19 will impact the way we manage our lives through most of 2021. This includes your personal insurance. We understand that you may be struggling at this time. That’s why we want to make things a little easier for you with our relief measures. Homeowners Insurance READ MORE >>

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Tuesday, January 5, 2021

The Value of an Insurance Review in 2021

2021 will be an interesting year and there are sure to be many changes in your life, your work and your finances. It is important that your insurance is able to address your needs as your life changes.  Our team is ready to help you understand how your insurance needs have changed over time. READ MORE >>

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Monday, December 21, 2020

2021 Business Insurance Planning

Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these and more with you. READ MORE >>

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Thursday, December 17, 2020

RAM Insurance Christmas Party

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Thursday, December 17, 2020

RAM Insurance Christmas Party

    2020 RAM Christmas party with Staff & Spouses, what a blast, food bowling & drink. Thank you to these wonderful people who make us what we are!!! Dennis Neystel Cindy Cudd Paula Sears Nancy Fritts-Whatley Robin Seglem Monty Haney Jon Palfreeman Judy Krawiec READ MORE >>

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Monday, December 14, 2020

How To Avoid Common Holiday Claims

The holiday season is in full swing, and your home may be host to many parties and events during the next few weeks. There will be extra shopping, cooking, drinking, and celebrating as part of the holiday season.  It is important to understand what risks you have and how to manage your risks. READ MORE >>

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