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New Risks Facing Agribusiness

A business risk update

Farms, ranches, and wineries are facing several emerging risks that if not managed might have catastrophic results.  There are many unique risks facing farm and ranch owners. Some of these could be covered under your existing commercial policy, while others may require additional coverage.

Here are some top emerging risks for the agribusiness

·         Agritourism activities include everything from bed and breakfasts, corn mazes, educational field trips, hosting weddings and events, store or wine tastings, to “pick your own” and roadside farm stands.  It is important to understand your increased liability by having visitors on your property.

·         Environmental risks are increasing due to continued government oversight and control.  Many agribusinesses may need to turn to nontraditional chemicals.

·         Technology, which includes drones and robotic equipment, adds considerable value to your operation.  However, there are new risks of privacy and costs to insure high valued equipment.

·         Weather continues to be a concern due to continued climate shifts and changes.

We are an independent agency, and we understand the unique needs of our North Texas customers.  We have relationships with dozens of insurance companies, allowing you to get the right price with the right service. Whether you have the ideal history that preferred companies desire, or a not so perfect history, we find the right coverage with the best company, at the best rate for you. Make changes to your policy directly from our website twenty-four hours a day, seven days a week. Use any of our convenient forms located at the left for policy service directly from your home or office.  As an independent insurance agent, we can offer the right coverages with the personal touch you expect from your neighborhood insurance agent.

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